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Crypto cards in China

Which crypto and stablecoin cards accept residents of China, which ship a physical card here, and what each one costs per year in CNY.

3 cards available in China · 113 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents
3
verified to ship a physical card
0
not available here
37
local currency
CNY

Cards you can get in China

Ranked the way the Finder ranks by default: CNY 2,000 a month, 30% in a foreign currency, staking rewards left out.

No card here has a complete estimate yet. They are ordered by net cost over the fees we have, and cards without any estimate come last.

Use my own spending
  1. Available
    • Custodial
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+CNY 840gain per yearExcludes FX fee
  2. Available

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 28 Oct 2026
    up to+CNY 480gain per yearExcludes issuance fee, FX fee and conversion fee
  3. Available
    • Custodial
    • Virtual only
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastCNY 1,222net per yearExcludes conversion fee
Not confirmed for China (113)

We have not confirmed these cards for China yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in China (37)

Spending something else?

The Finder is set up for China. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for China

Questions about crypto cards in China

Which crypto cards can I get in China?

3 crypto cards are open to residents of China. The top ones in our ranking are WhiteBIT Nova Card, Bitget Wallet Card and WaldenPay Card. Data from October 2026.

What is the cheapest crypto card in China?

No card open to residents of China has a complete yearly cost estimate yet, so we cannot name the cheapest one. A fee we have not found is never counted as zero. Data from October 2026.

Are there crypto cards with no annual fee in China?

Yes. 2 cards available in China have a verified annual fee of zero. First in our ranking: Bitget Wallet Card and WaldenPay Card. Cards whose annual fee we have not verified are not counted.

Which crypto cards earn rewards or cashback in China?

2 cards available in China state a reward rate. The highest rates with no staking or plan condition: WhiteBIT Nova Card (5%) and Bitget Wallet Card (2%).

Which crypto cards are not available in China?

37 cards we have checked are not available to residents of China, for example ARQ Card, Avalanche Card, Avici Card, Based Card and BitMart Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.