Crypto cards in Iceland

Which crypto and stablecoin cards accept residents of Iceland, which ship a physical card here, and what each one costs per year in ISK.

34 cards available in Iceland · 111 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents: 34
verified to ship a physical card: 3
not available here: 8
local currency: ISK

Cards you can get in Iceland

Ranked the way the Finder ranks by default: ISK 50,000 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending

Rank 1
1
SwissBorg Card
AvailableAvailable in Iceland
Issued via Monavate
- Custodial
- Mastercard
- Virtual only
- Apple Pay
Lowest estimated net cost here at this spending level.
Partly verified 15 Oct 2026aging
Net cost per yearISK 5,940You pay per yearnet per yearFees ISK 5,940 · Rewards unknown
Rank 2
2
Bybit EU Card
AvailableAvailable in Iceland
- Custodial
- Mastercard
- Virtual + physical
- Apple Pay
Partly verified 07 Oct 2026aging
Net cost per yearISK 6,300You pay per yearnet per yearFees ISK 6,300 · Rewards unknown
Rank 3
3
THORWallet Card
AvailableAvailable in Iceland
Issued via Unblock
- Self-custody
- Mastercard
- Virtual + physical
Partly verified 15 Oct 2026aging
Net cost per yearISK 7,401You pay per yearnet per yearFees ISK 10,401 · Rewards ISK 3,000
Apply
Rank 4
4
Bit2Me Card
AvailableAvailable in Iceland
Issued via Pecunia Cards
- Custodial
- Mastercard
- Virtual + physical
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearISK 9,300You pay per yearnet per yearFees ISK 9,300 · Rewards ISK 0
Rank 5
5
Based Card
AvailableAvailable in Iceland
Issued via Based
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
Partly verified 15 Oct 2026aging
Net cost per yearISK 10,500You pay per yearnet per yearFees ISK 10,500 · Rewards ISK 0
Rank 6
6
Bringin Card
AvailableAvailable in Iceland
Issued via Wallester
- Hybrid custody
- Visa
- Virtual + physical
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearISK 11,738You pay per yearnet per yearFees ISK 11,738 · Rewards unknown
Rank 7
7
MetaMask Card
AvailableAvailable in Iceland
Issued via Monavate
- Self-custody
- Mastercard
- Virtual only
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearISK 25,060You pay per yearnet per yearFees ISK 31,060 · Rewards ISK 6,000
Apply
Rank 8
8
ether.fi Cash
AvailableAvailable in Iceland
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 16,200Rewards come to more than the fees countedgain per yearExcludes annual fee, monthly fee and conversion feeFees ISK 1,800 · Rewards ISK 18,000
Rank 9
9
Solid Card
AvailableAvailable in Iceland
Issued via Solid
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 14,400Rewards come to more than the fees countedgain per yearExcludes conversion feeFees ISK 3,600 · Rewards ISK 18,000
Rank 10
10
Bitget Wallet Card
AvailableAvailable in Iceland
Issued via Bitget Wallet
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 28 Oct 2026aging
Net gain per yearup to+ISK 12,000Rewards come to more than the fees countedgain per yearExcludes issuance fee, FX fee and conversion feeFees ISK 0 · Rewards ISK 12,000
Rank 11
11
COCA Card
AvailableAvailable in Iceland
Issued via COCA
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 6,000Rewards come to more than the fees countedgain per yearExcludes conversion feeFees ISK 0 · Rewards ISK 6,000
Rank 12
12
BingX Card
AvailableAvailable in Iceland
Issued via Wirex
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 3,000Rewards come to more than the fees countedgain per yearExcludes FX feeFees ISK 9,000 · Rewards ISK 12,000
Apply
Rank 13
13
Wirex Card
AvailableAvailable in Iceland
Issued via Wirex
- Self-custody
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 3,000Rewards come to more than the fees countedgain per yearExcludes issuance feeFees ISK 0 · Rewards ISK 3,000
Apply
Rank 14
14
Phemex Card
AvailableAvailable in Iceland
Issued via Immersve
- Custodial
- Mastercard
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 1,500Rewards come to more than the fees countedgain per yearExcludes FX fee and conversion feeFees ISK 0 · Rewards ISK 1,500
Apply
Rank 15
15
Pulsar Money Card
AvailableAvailable in Iceland
Issued via Pulsar Money
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 1,200Rewards come to more than the fees countedgain per yearExcludes conversion feeFees ISK 1,800 · Rewards ISK 3,000
Rank 16
16
Tap Card
AvailableAvailable in Iceland
Issued via Transact Payments
- Custodial
- Mastercard
- Virtual + physical
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ISK 300Rewards come to more than the fees countedgain per yearExcludes conversion feeFees ISK 2,700 · Rewards ISK 3,000
Apply
Rank 17
17
Exodus Card
AvailableAvailable in Iceland
Issued via Lead Bank
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 28 Oct 2026aging
Net cost per yearat leastISK 0You pay per yearnet per yearExcludes conversion feeFees ISK 0 · Rewards unknown
Apply
Rank 18
18
SafePal Card
AvailableAvailable in Iceland
Issued via SafePal and Fiat24
- Mastercard
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 28 Oct 2026aging
Net cost per yearat leastISK 1,800You pay per yearnet per yearExcludes 4 itemsFees ISK 1,800 · Rewards unknown
Rank 19
19
BIX Card
AvailableAvailable in Iceland
Issued via BIX
- Hybrid custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 2,202You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees ISK 2,202 · Rewards unknown
Rank 20
20
Nexo Card
AvailableAvailable in Iceland
Issued via DiPocket
- Custodial
- Mastercard
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 3,600You pay per yearnet per yearExcludes conversion feeFees ISK 3,600 · Rewards ISK 0
Rank 21
21
CL Card
AvailableAvailable in Iceland
Issued via Baanx
- Hybrid custody
- Mastercard
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 4,500You pay per yearnet per yearExcludes issuance fee and FX feeFees ISK 10,500 · Rewards ISK 6,000
Apply
Rank 22
22
KuCard
AvailableAvailable in Iceland
Issued via Wallester
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 5,426You pay per yearnet per yearExcludes conversion feeFees ISK 5,426 · Rewards unknown
Rank 23
23
Bitrefill Card
AvailableAvailable in Iceland
Issued via Wallester
- Custodial
- Visa
- Virtual + physical
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Checked 15 Oct 2026aging
Net cost per yearat leastISK 5,940You pay per yearnet per yearExcludes conversion feeFees ISK 11,940 · Rewards ISK 6,000
Apply
Rank 24
24
Bitwala Card
AvailableAvailable in Iceland
Issued via Wallester
- Visa
- Virtual + physical
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 6,374You pay per yearnet per yearExcludes annual fee, monthly fee and FX feeFees ISK 6,374 · Rewards unknown
Apply
Rank 25
25
THORWallet IBAN Card
AvailableAvailable in Iceland
Issued via THORWallet
- Hybrid custody
- Mastercard
- Virtual only
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 7,800You pay per yearnet per yearExcludes conversion feeFees ISK 7,800 · Rewards unknown
Rank 26
26
Krak Card
AvailableAvailable in Iceland
Issued via Monavate
- Custodial
- Mastercard
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 22,911You pay per yearnet per yearExcludes conversion feeFees ISK 22,911 · Rewards ISK 0
Apply
Rank 27
27
Bitsa Card
AvailableAvailable in Iceland
Issued via Pecunia Cards
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 29,138You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees ISK 29,138 · Rewards unknown
Rank 28
28
WaldenPay Card
AvailableAvailable in Iceland
Issued via WaldenPay
- Custodial
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 30,402You pay per yearnet per yearExcludes conversion feeFees ISK 30,402 · Rewards unknown
Rank 29
29
Deblock Card
AvailableAvailable in Iceland
Issued via Deblock
- Hybrid custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 33,584You pay per yearnet per yearExcludes 4 itemsFees ISK 39,584 · Rewards ISK 6,000
Rank 30
30
Curve Pay
AvailableAvailable in Iceland
Issued via Curve
- Mastercard
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastISK 62,827You pay per yearnet per yearExcludes issuance fee and conversion feeFees ISK 68,827 · Rewards ISK 6,000
Rank 31
31
Tonhub Card
AvailableAvailable in Iceland
Issued via Tonhub
- Self-custody
- Virtual only
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free · top-up free. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
Rank 32
32
GoMining Card
AvailableAvailable in Iceland
Issued via Unlimit
- Custodial
- Visa
- Virtual only
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX markup and rewards.
Apply
Rank 33
33
PEXX Card
AvailableAvailable in Iceland
Issued via PEXX
- Mastercard
- Apple Pay
- Google Pay
Partly verified 28 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Apply
Rank 34
34
Zebec Card
AvailableAvailable in Iceland
Issued via Zebec
- Mastercard
- Virtual only
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee and monthly fee. Not priced by the issuer: FX fee and conversion fee.

Not confirmed for Iceland (111)

We have not confirmed these cards for Iceland yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in Iceland (8)

Coinbase One Card
Restricted
Not open to residents of Iceland.
Source
Fasset Tether Gold Visa Card
Restricted
Not open to residents of Iceland.
Source
Gemini Credit Card
Restricted
Not open to residents of Iceland.
Source
Kinesis Card
Restricted
Not open to residents of Iceland.
Source
Plutus Card
Signups paused
The issuer has paused new signups.
Source
Solayer Pay Card
Restricted
Not open to residents of Iceland.
Source
Uphold Exa Credit Card
Restricted
Not open to residents of Iceland.
Source
WhiteBIT Nova Card
Restricted
Not open to residents of Iceland.
Source

Comparisons for Iceland

Nexo Card vs Wirex Card Nexo Card vs MetaMask Card Nexo Card vs Bybit EU Card Wirex Card vs MetaMask Card Wirex Card vs Bybit EU Card MetaMask Card vs Bybit EU Card

Spending something else?

The Finder is set up for Iceland. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for Iceland

Questions about crypto cards in Iceland

Which crypto cards can I get in Iceland?

34 crypto cards are open to residents of Iceland. The top ones in our ranking are SwissBorg Card, Bybit EU Card and THORWallet Card. Data from October 2026.

What is the cheapest crypto card in Iceland?

SwissBorg Card has the lowest estimated net cost among the cards with complete fee data: about ISK 5,940 a year. That assumes ISK 50,000 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in Iceland?

Yes. 16 cards available in Iceland have a verified annual fee of zero. First in our ranking: SwissBorg Card, Bybit EU Card and THORWallet Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in Iceland?

8 self-custody cards are available in Iceland. First in our ranking: THORWallet Card, MetaMask Card and ether.fi Cash.

Can I get a physical crypto card in Iceland?

Yes. 3 cards available in Iceland are confirmed to ship a physical card there. First in our ranking: ether.fi Cash, BIX Card and Krak Card. For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in Iceland?

19 cards available in Iceland state a reward rate. The highest rates with no staking or plan condition: Solid Card (3%), ether.fi Cash (3%) and BingX Card (2%).

Which crypto cards are not available in Iceland?

8 cards we have checked are not available to residents of Iceland, for example Coinbase One Card, Fasset Tether Gold Visa Card, Gemini Credit Card, Kinesis Card and Plutus Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.