Crypto cards in Malaysia

Which crypto and stablecoin cards accept residents of Malaysia, which ship a physical card here, and what each one costs per year in MYR.

25 cards available in Malaysia · 119 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents: 25
verified to ship a physical card: 3
not available here: 9
local currency: MYR

Cards you can get in Malaysia

Ranked the way the Finder ranks by default: MYR 2,000 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending

Rank 1
1
THORWallet Card
AvailableAvailable in Malaysia
Issued via Unblock
- Self-custody
- Mastercard
- Virtual + physical
Lowest estimated net cost here at this spending level.
Partly verified 15 Oct 2026aging
Net cost per yearMYR 295You pay per yearnet per yearFees MYR 415 · Rewards MYR 120
Apply
Rank 2
2
Based Card
AvailableAvailable in Malaysia
Issued via Based
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
Partly verified 15 Oct 2026aging
Net cost per yearMYR 420You pay per yearnet per yearFees MYR 420 · Rewards MYR 0
Rank 3
3
WhiteBIT Nova Card
AvailableAvailable in Malaysia
Issued via Hash Bank
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 840Rewards come to more than the fees countedgain per yearExcludes FX feeFees MYR 360 · Rewards MYR 1,200
Rank 4
4
ether.fi Cash
AvailableAvailable in Malaysia
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 634Rewards come to more than the fees countedgain per yearExcludes annual fee, monthly fee and conversion feeFees MYR 86 · Rewards MYR 720
Rank 5
5
Solid Card
AvailableAvailable in Malaysia
Issued via Solid
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 576Rewards come to more than the fees countedgain per yearExcludes conversion feeFees MYR 144 · Rewards MYR 720
Rank 6
6
Bitget Wallet Card
AvailableAvailable in Malaysia
Issued via Bitget Wallet
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 28 Oct 2026aging
Net gain per yearup to+MYR 480Rewards come to more than the fees countedgain per yearExcludes issuance fee, FX fee and conversion feeFees MYR 0 · Rewards MYR 480
Rank 7
7
Jupiter Card
AvailableAvailable in Malaysia
Issued via Rain and DCS
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 350Rewards come to more than the fees countedgain per yearExcludes issuance fee and conversion feeFees MYR 130 · Rewards MYR 480
Rank 8
8
COCA Card
AvailableAvailable in Malaysia
Issued via COCA
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 240Rewards come to more than the fees countedgain per yearExcludes conversion feeFees MYR 0 · Rewards MYR 240
Rank 9
9
BingX Card
AvailableAvailable in Malaysia
Issued via Wirex
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 120Rewards come to more than the fees countedgain per yearExcludes FX feeFees MYR 360 · Rewards MYR 480
Apply
Rank 10
10
Wirex Card
AvailableAvailable in Malaysia
Issued via Wirex
- Self-custody
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 120Rewards come to more than the fees countedgain per yearExcludes issuance feeFees MYR 0 · Rewards MYR 120
Apply
Rank 11
11
Pulsar Money Card
AvailableAvailable in Malaysia
Issued via Pulsar Money
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+MYR 48Rewards come to more than the fees countedgain per yearExcludes conversion feeFees MYR 72 · Rewards MYR 120
Rank 12
12
SafePal Card
AvailableAvailable in Malaysia
Issued via SafePal and Fiat24
- Mastercard
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 28 Oct 2026aging
Net cost per yearat leastMYR 72You pay per yearnet per yearExcludes 4 itemsFees MYR 72 · Rewards unknown
Rank 13
13
BIX Card
AvailableAvailable in Malaysia
Issued via BIX
- Hybrid custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastMYR 86You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees MYR 86 · Rewards unknown
Rank 14
14
Avici Card
AvailableAvailable in Malaysia
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastMYR 122You pay per yearnet per yearExcludes conversion feeFees MYR 122 · Rewards unknown
Apply
Rank 15
15
Fasset Card
AvailableAvailable in Malaysia
Issued via Third National
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastMYR 230You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees MYR 230 · Rewards unknown
Rank 16
16
Kite Stable Card
AvailableAvailable in Malaysia
Issued via Kite
- Hybrid custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastMYR 257You pay per yearnet per yearExcludes conversion feeFees MYR 257 · Rewards unknown
Rank 17
17
THORWallet IBAN Card
AvailableAvailable in Malaysia
Issued via THORWallet
- Hybrid custody
- Mastercard
- Virtual only
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastMYR 312You pay per yearnet per yearExcludes conversion feeFees MYR 312 · Rewards unknown
Rank 18
18
WaldenPay Card
AvailableAvailable in Malaysia
Issued via WaldenPay
- Custodial
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastMYR 1,214You pay per yearnet per yearExcludes conversion feeFees MYR 1,214 · Rewards unknown
Rank 19
19
Fasset Tether Gold Visa Card
AvailableAvailable in Malaysia
Issued via Fasset
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card 9.99 USDT · top-up free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Apply
Rank 20
20
Volet.com Card
AvailableAvailable in Malaysia
Issued via Volet.com
- Virtual + physical
Partly verified 28 Oct 2026
Net cost per yearNo estimateKnown: account fee free · purchase fee free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Rank 21
21
Figo Card
AvailableAvailable in Malaysia
Issued via Figo
- Self-custody
- Visa
- Virtual only
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Rank 22
22
Hyperbeat Pay Card
AvailableAvailable in Malaysia
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Rank 23
23
PEXX Card
AvailableAvailable in Malaysia
Issued via PEXX
- Mastercard
- Apple Pay
- Google Pay
Partly verified 28 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Apply
Rank 24
24
Zebec Card
AvailableAvailable in Malaysia
Issued via Zebec
- Mastercard
- Virtual only
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee and monthly fee. Not priced by the issuer: FX fee and conversion fee.
Rank 25
25
Uphold Exa Credit Card
AvailableAvailable in Malaysia
Issued via Third National
- Visa
- Virtual only
- Apple Pay
- Google Pay
No estimate yet: this card's fees are not verified.
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateNo fee details yet

Not confirmed for Malaysia (119)

We have not confirmed these cards for Malaysia yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in Malaysia (9)

Bitrefill Card
Restricted
Not open to residents of Malaysia.
Source
Bitunix Card
Restricted
Not open to residents of Malaysia.
Source
Coinbase One Card
Restricted
Not open to residents of Malaysia.
Source
Exodus Card
Restricted
Not open to residents of Malaysia.
Source
Gemini Credit Card
Restricted
Not open to residents of Malaysia.
Source
Kinesis Card
Restricted
Not open to residents of Malaysia.
Source
Krak Card
Restricted
Not open to residents of Malaysia.
Source
Solayer Pay Card
Restricted
Not open to residents of Malaysia.
Source
Tonhub Card
Restricted
Not open to residents of Malaysia.
Source

Spending something else?

The Finder is set up for Malaysia. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for Malaysia

Questions about crypto cards in Malaysia

Which crypto cards can I get in Malaysia?

25 crypto cards are open to residents of Malaysia. The top ones in our ranking are THORWallet Card, Based Card and WhiteBIT Nova Card. Data from October 2026.

What is the cheapest crypto card in Malaysia?

THORWallet Card has the lowest estimated net cost among the cards with complete fee data: about MYR 295 a year. That assumes MYR 2,000 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in Malaysia?

Yes. 11 cards available in Malaysia have a verified annual fee of zero. First in our ranking: THORWallet Card, Based Card and Solid Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in Malaysia?

8 self-custody cards are available in Malaysia. First in our ranking: THORWallet Card, ether.fi Cash and Solid Card.

Can I get a physical crypto card in Malaysia?

Yes. 3 cards available in Malaysia are confirmed to ship a physical card there. First in our ranking: ether.fi Cash, Bitget Wallet Card and BIX Card. For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in Malaysia?

11 cards available in Malaysia state a reward rate. The highest rates with no staking or plan condition: WhiteBIT Nova Card (5%), Solid Card (3%) and ether.fi Cash (3%).

Which crypto cards are not available in Malaysia?

9 cards we have checked are not available to residents of Malaysia, for example Bitrefill Card, Bitunix Card, Coinbase One Card, Exodus Card and Gemini Credit Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.