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Crypto cards in Nigeria

Which crypto and stablecoin cards accept residents of Nigeria, which ship a physical card here, and what each one costs per year in NGN.

16 cards available in Nigeria · 114 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents
16
verified to ship a physical card
2
not available here
23
local currency
NGN

Cards you can get in Nigeria

Ranked the way the Finder ranks by default: NGN 500,000 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending
  1. 1

    OKX Card

    Available
    • Self-custody
    • Virtual only
    • Apple Pay
    • Google Pay

    Lowest estimated net cost here at this spending level.

    Partly verified 15 Oct 2026
    NGN 6,000net per year
  2. 2

    ether.fi Cash

    Available
    • Self-custody
    • Visa
    • Virtual + physical
    • Ships here

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+NGN 157,550gain per yearExcludes annual fee, monthly fee and conversion fee
  3. 3

    Solid Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+NGN 144,000gain per yearExcludes conversion fee
  4. 4

    BingX Card

    Available
    • Custodial
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+NGN 30,000gain per yearExcludes FX fee
    Apply
  5. 5

    Wirex Card

    Available
    • Self-custody
    • Virtual + physical
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+NGN 30,000gain per yearExcludes issuance fee
    Apply
  6. 6

    Pulsar Money Card

    Available
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+NGN 12,000gain per yearExcludes conversion fee
  7. 7

    Fuse Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastNGN 0net per yearExcludes conversion fee
    Apply
  8. 8

    UUPAY Card

    Available
    • Custodial
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastNGN 4,450net per yearExcludes FX fee and conversion fee
  9. 9

    BIX Card

    Available
    • Hybrid custody
    • Visa
    • Virtual + physical
    • Ships here

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastNGN 22,445net per yearExcludes annual fee, monthly fee and conversion fee
  10. 10

    Exa Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastNGN 27,000net per yearExcludes 4 items
  11. 11

    Raenest USD Card

    Available
    • Custodial
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastNGN 37,335net per yearExcludes flat charge per foreign payment and conversion fee
    Apply
  12. 12

    WaldenPay Card

    Available
    • Custodial
    • Virtual only
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastNGN 304,450net per yearExcludes conversion fee
  13. 13

    Figo Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    Partly verified 15 Oct 2026
    No estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
  14. 14

    Hyperbeat Pay Card

    Available
    • Self-custody
    • Visa
    • Virtual + physical
    • Apple Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
  15. 15

    PEXX Card

    Available
    • Mastercard
    • Apple Pay
    • Google Pay
    Partly verified 28 Oct 2026
    No estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
    Apply
  16. 16

    Zebec Card

    Available
    • Mastercard
    • Virtual only
    • Apple Pay
    • Google Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card free. Not found on the issuer's pages: annual fee and monthly fee. Not priced by the issuer: FX fee and conversion fee.
Not confirmed for Nigeria (114)

We have not confirmed these cards for Nigeria yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in Nigeria (23)

Comparisons for Nigeria

OKX Card vs Wirex Card

Spending something else?

The Finder is set up for Nigeria. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for Nigeria

Questions about crypto cards in Nigeria

Which crypto cards can I get in Nigeria?

16 crypto cards are open to residents of Nigeria. The top ones in our ranking are OKX Card, ether.fi Cash and Solid Card. Data from October 2026.

What is the cheapest crypto card in Nigeria?

OKX Card has the lowest estimated net cost among the cards with complete fee data: about NGN 6,000 a year. That assumes NGN 500,000 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in Nigeria?

Yes. 6 cards available in Nigeria have a verified annual fee of zero. First in our ranking: OKX Card, Solid Card and BingX Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in Nigeria?

8 self-custody cards are available in Nigeria. First in our ranking: OKX Card, ether.fi Cash and Solid Card.

Can I get a physical crypto card in Nigeria?

Yes. 2 cards available in Nigeria are confirmed to ship a physical card there. First in our ranking: ether.fi Cash and BIX Card. For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in Nigeria?

5 cards available in Nigeria state a reward rate. The highest rates with no staking or plan condition: Solid Card (3%), ether.fi Cash (3%) and BingX Card (2%).

Which crypto cards are not available in Nigeria?

23 cards we have checked are not available to residents of Nigeria, for example Avalanche Card, Based Card, Bitget Wallet Card, Bitrefill Card and Bitwala Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.