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Crypto cards in Zambia

Which crypto and stablecoin cards accept residents of Zambia, which ship a physical card here, and what each one costs per year in ZMW.

16 cards available in Zambia · 128 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents
16
verified to ship a physical card
0
not available here
9
local currency
ZMW

Cards you can get in Zambia

Ranked the way the Finder ranks by default: ZMW 10,000 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending
  1. 1

    THORWallet Card

    Available
    • Self-custody
    • Mastercard
    • Virtual + physical

    Lowest estimated net cost here at this spending level.

    Partly verified 15 Oct 2026
    ZMW 1,473net per year
    Apply
  2. 2

    Based Card

    Available
    • Visa
    • Virtual + physical
    • Apple Pay
    • Google Pay

    Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.

    Partly verified 15 Oct 2026
    ZMW 2,100net per year
  3. 3

    WhiteBIT Nova Card

    Available
    • Custodial
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+ZMW 4,093gain per yearExcludes FX fee
  4. 4

    Solid Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+ZMW 2,880gain per yearExcludes conversion fee
  5. 5

    Jupiter Card

    Available
    • Custodial
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+ZMW 2,040gain per yearExcludes issuance fee and conversion fee
  6. 6

    BIX Card

    Available
    • Hybrid custody
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastZMW 425net per yearExcludes annual fee, monthly fee and conversion fee
  7. 7

    Avici Card

    Available
    • Self-custody
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastZMW 589net per yearExcludes conversion fee
    Apply
  8. 8

    Solayer Pay Card

    Available
    • Visa
    • Virtual + physical
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 22 Oct 2026
    at leastZMW 956net per yearExcludes issuance fee, flat charge per foreign payment and conversion fee
  9. 9

    Fasset Card

    Available
    • Custodial
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastZMW 1,145net per yearExcludes annual fee, monthly fee and conversion fee
  10. 10

    THORWallet IBAN Card

    Available
    • Hybrid custody
    • Mastercard
    • Virtual only

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastZMW 1,560net per yearExcludes conversion fee
  11. 11

    WaldenPay Card

    Available
    • Custodial
    • Virtual only
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastZMW 6,065net per yearExcludes conversion fee
  12. 12

    Fasset Tether Gold Visa Card

    Available
    • Visa
    • Virtual + physical
    • Apple Pay
    • Google Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card 9.99 USDT · top-up free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
    Apply
  13. 13

    Figo Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    Partly verified 15 Oct 2026
    No estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
  14. 14

    Hyperbeat Pay Card

    Available
    • Self-custody
    • Visa
    • Virtual + physical
    • Apple Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
  15. 15

    Zebec Card

    Available
    • Mastercard
    • Virtual only
    • Apple Pay
    • Google Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card free. Not found on the issuer's pages: annual fee and monthly fee. Not priced by the issuer: FX fee and conversion fee.
  16. 16

    Uphold Exa Credit Card

    Available
    • Visa
    • Virtual only
    • Apple Pay
    • Google Pay

    No estimate yet: this card's fees are not verified.

    Partly verified 15 Oct 2026
    No estimateNo fee details yet
Not confirmed for Zambia (128)

We have not confirmed these cards for Zambia yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in Zambia (9)

Spending something else?

The Finder is set up for Zambia. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for Zambia

Questions about crypto cards in Zambia

Which crypto cards can I get in Zambia?

16 crypto cards are open to residents of Zambia. The top ones in our ranking are THORWallet Card, Based Card and WhiteBIT Nova Card. Data from October 2026.

What is the cheapest crypto card in Zambia?

THORWallet Card has the lowest estimated net cost among the cards with complete fee data: about ZMW 1,473 a year. That assumes ZMW 10,000 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in Zambia?

Yes. 6 cards available in Zambia have a verified annual fee of zero. First in our ranking: THORWallet Card, Based Card and Solid Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in Zambia?

5 self-custody cards are available in Zambia. First in our ranking: THORWallet Card, Solid Card and Avici Card.

Which crypto cards earn rewards or cashback in Zambia?

5 cards available in Zambia state a reward rate. The highest rates with no staking or plan condition: WhiteBIT Nova Card (5%), Solid Card (3%) and Jupiter Card (2%).

Which crypto cards are not available in Zambia?

9 cards we have checked are not available to residents of Zambia, for example Bitget Wallet Card, Bitrefill Card, Coinbase One Card, Exodus Card and Gemini Credit Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.