Crypto cards in Ghana

Which crypto and stablecoin cards accept residents of Ghana, which ship a physical card here, and what each one costs per year in GHS.

24 cards available in Ghana · 118 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents: 24
verified to ship a physical card: 1
not available here: 11
local currency: GHS

Cards you can get in Ghana

Ranked the way the Finder ranks by default: GHS 5,000 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending

Rank 1
1
OKX Card
AvailableAvailable in Ghana
- Self-custody
- Virtual only
- Apple Pay
- Google Pay
Lowest estimated net cost here at this spending level.
Partly verified 15 Oct 2026aging
Net cost per yearGHS 60You pay per yearnet per yearFees GHS 60 · Rewards unknown
Rank 2
2
THORWallet Card
AvailableAvailable in Ghana
Issued via Unblock
- Self-custody
- Mastercard
- Virtual + physical
Partly verified 15 Oct 2026aging
Net cost per yearGHS 740You pay per yearnet per yearFees GHS 1,040 · Rewards GHS 300
Apply
Rank 3
3
Based Card
AvailableAvailable in Ghana
Issued via Based
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
Partly verified 15 Oct 2026aging
Net cost per yearGHS 1,050You pay per yearnet per yearFees GHS 1,050 · Rewards GHS 0
Rank 4
4
WhiteBIT Nova Card
AvailableAvailable in Ghana
Issued via Hash Bank
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+GHS 2,100Rewards come to more than the fees countedgain per yearExcludes FX feeFees GHS 900 · Rewards GHS 3,000
Rank 5
5
Solid Card
AvailableAvailable in Ghana
Issued via Solid
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+GHS 1,440Rewards come to more than the fees countedgain per yearExcludes conversion feeFees GHS 360 · Rewards GHS 1,800
Rank 6
6
Jupiter Card
AvailableAvailable in Ghana
Issued via Rain and DCS
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+GHS 1,020Rewards come to more than the fees countedgain per yearExcludes issuance fee and conversion feeFees GHS 180 · Rewards GHS 1,200
Rank 7
7
BingX Card
AvailableAvailable in Ghana
Issued via Wirex
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+GHS 300Rewards come to more than the fees countedgain per yearExcludes FX feeFees GHS 900 · Rewards GHS 1,200
Apply
Rank 8
8
Wirex Card
AvailableAvailable in Ghana
Issued via Wirex
- Self-custody
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+GHS 300Rewards come to more than the fees countedgain per yearExcludes issuance feeFees GHS 0 · Rewards GHS 300
Apply
Rank 9
9
Pulsar Money Card
AvailableAvailable in Ghana
Issued via Pulsar Money
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+GHS 120Rewards come to more than the fees countedgain per yearExcludes conversion feeFees GHS 180 · Rewards GHS 300
Rank 10
10
Fuse Card
AvailableAvailable in Ghana
Issued via Lead Bank
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 0You pay per yearnet per yearExcludes conversion feeFees GHS 0 · Rewards unknown
Apply
Rank 11
11
BIX Card
AvailableAvailable in Ghana
Issued via BIX
- Hybrid custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 219You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees GHS 219 · Rewards unknown
Rank 12
12
Avici Card
AvailableAvailable in Ghana
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 351You pay per yearnet per yearExcludes conversion feeFees GHS 351 · Rewards unknown
Apply
Rank 13
13
Raenest USD Card
AvailableAvailable in Ghana
Issued via Third National
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 372You pay per yearnet per yearExcludes flat charge per foreign payment and conversion feeFees GHS 372 · Rewards unknown
Apply
Rank 14
14
Solayer Pay Card
AvailableAvailable in Ghana
Issued via Solayer
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 22 Oct 2026aging
Net cost per yearat leastGHS 518You pay per yearnet per yearExcludes issuance fee, flat charge per foreign payment and conversion feeFees GHS 518 · Rewards unknown
Rank 15
15
Fasset Card
AvailableAvailable in Ghana
Issued via Third National
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 579You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees GHS 579 · Rewards unknown
Rank 16
16
THORWallet IBAN Card
AvailableAvailable in Ghana
Issued via THORWallet
- Hybrid custody
- Mastercard
- Virtual only
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 780You pay per yearnet per yearExcludes conversion feeFees GHS 780 · Rewards unknown
Rank 17
17
VaultLeap Card
AvailableAvailable in Ghana
Issued via Lead Bank
- Hybrid custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 2,106You pay per yearnet per yearExcludes conversion feeFees GHS 2,106 · Rewards unknown
Apply
Rank 18
18
WaldenPay Card
AvailableAvailable in Ghana
Issued via WaldenPay
- Custodial
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 3,039You pay per yearnet per yearExcludes conversion feeFees GHS 3,039 · Rewards unknown
Rank 19
19
Tangem Pay Card
AvailableAvailable in Ghana
Issued via Third National
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastGHS 4,024You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees GHS 4,624 · Rewards GHS 600
Apply
Rank 20
20
Fasset Tether Gold Visa Card
AvailableAvailable in Ghana
Issued via Fasset
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card 9.99 USDT · top-up free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Apply
Rank 21
21
Figo Card
AvailableAvailable in Ghana
Issued via Figo
- Self-custody
- Visa
- Virtual only
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Rank 22
22
Hyperbeat Pay Card
AvailableAvailable in Ghana
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Rank 23
23
PEXX Card
AvailableAvailable in Ghana
Issued via PEXX
- Mastercard
- Apple Pay
- Google Pay
Partly verified 28 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Apply
Rank 24
24
Zebec Card
AvailableAvailable in Ghana
Issued via Zebec
- Mastercard
- Virtual only
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee and monthly fee. Not priced by the issuer: FX fee and conversion fee.

Not confirmed for Ghana (118)

We have not confirmed these cards for Ghana yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in Ghana (11)

Bitget Wallet Card
Restricted
Not open to residents of Ghana.
Source
Bitrefill Card
Restricted
Not open to residents of Ghana.
Source
Bitwala Card
Restricted
Not open to residents of Ghana.
Source
Coinbase One Card
Restricted
Not open to residents of Ghana.
Source
Exodus Card
Restricted
Not open to residents of Ghana.
Source
Gemini Credit Card
Restricted
Not open to residents of Ghana.
Source
Kinesis Card
Restricted
Not open to residents of Ghana.
Source
Krak Card
Restricted
Not open to residents of Ghana.
Source
Laso Finance Prepaid Card
Restricted
Listed by Laso Finance as an unsupported country.
Source
Tonhub Card
Restricted
Not open to residents of Ghana.
Source
Uphold Exa Credit Card
Restricted
Not open to residents of Ghana.
Source

Comparisons for Ghana

OKX Card vs Wirex Card OKX Card vs Tangem Pay Card Wirex Card vs Tangem Pay Card

Spending something else?

The Finder is set up for Ghana. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for Ghana

Questions about crypto cards in Ghana

Which crypto cards can I get in Ghana?

24 crypto cards are open to residents of Ghana. The top ones in our ranking are OKX Card, THORWallet Card and Based Card. Data from October 2026.

What is the cheapest crypto card in Ghana?

OKX Card has the lowest estimated net cost among the cards with complete fee data: about GHS 60 a year. That assumes GHS 5,000 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in Ghana?

Yes. 10 cards available in Ghana have a verified annual fee of zero. First in our ranking: OKX Card, THORWallet Card and Based Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in Ghana?

9 self-custody cards are available in Ghana. First in our ranking: OKX Card, THORWallet Card and Solid Card.

Can I get a physical crypto card in Ghana?

Yes. 1 card available in Ghana is confirmed to ship a physical card there: BIX Card. For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in Ghana?

9 cards available in Ghana state a reward rate. The highest rates with no staking or plan condition: WhiteBIT Nova Card (5%), Solid Card (3%) and BingX Card (2%).

Which crypto cards are not available in Ghana?

11 cards we have checked are not available to residents of Ghana, for example Bitget Wallet Card, Bitrefill Card, Bitwala Card, Coinbase One Card and Exodus Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.