Crypto cards in Kenya

Which crypto and stablecoin cards accept residents of Kenya, which ship a physical card here, and what each one costs per year in KES.

18 cards available in Kenya · 118 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents: 18
verified to ship a physical card: 1
not available here: 17
local currency: KES

Cards you can get in Kenya

Ranked the way the Finder ranks by default: KES 50,000 a month, 30% in a foreign currency, staking rewards left out.

No card here has a complete estimate yet. They are ordered by net cost over the fees we have, and cards without any estimate come last.

Use my own spending

Rank 1
1
WhiteBIT Nova Card
AvailableAvailable in Kenya
Issued via Hash Bank
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+KES 21,000Rewards come to more than the fees countedgain per yearExcludes FX feeFees KES 9,000 · Rewards KES 30,000
Rank 2
2
Solid Card
AvailableAvailable in Kenya
Issued via Solid
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+KES 14,400Rewards come to more than the fees countedgain per yearExcludes conversion feeFees KES 3,600 · Rewards KES 18,000
Rank 3
3
Jupiter Card
AvailableAvailable in Kenya
Issued via Rain and DCS
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+KES 10,200Rewards come to more than the fees countedgain per yearExcludes issuance fee and conversion feeFees KES 1,800 · Rewards KES 12,000
Rank 4
4
BingX Card
AvailableAvailable in Kenya
Issued via Wirex
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+KES 3,000Rewards come to more than the fees countedgain per yearExcludes FX feeFees KES 9,000 · Rewards KES 12,000
Apply
Rank 5
5
Wirex Card
AvailableAvailable in Kenya
Issued via Wirex
- Self-custody
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+KES 3,000Rewards come to more than the fees countedgain per yearExcludes issuance feeFees KES 0 · Rewards KES 3,000
Apply
Rank 6
6
Pulsar Money Card
AvailableAvailable in Kenya
Issued via Pulsar Money
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+KES 1,200Rewards come to more than the fees countedgain per yearExcludes conversion feeFees KES 1,800 · Rewards KES 3,000
Rank 7
7
BIX Card
AvailableAvailable in Kenya
Issued via BIX
- Hybrid custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastKES 2,232You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees KES 2,232 · Rewards unknown
Rank 8
8
Raenest USD Card
AvailableAvailable in Kenya
Issued via Third National
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastKES 3,730You pay per yearnet per yearExcludes flat charge per foreign payment and conversion feeFees KES 3,730 · Rewards unknown
Apply
Rank 9
9
Avici Card
AvailableAvailable in Kenya
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastKES 3,891You pay per yearnet per yearExcludes conversion feeFees KES 3,891 · Rewards unknown
Apply
Rank 10
10
Solayer Pay Card
AvailableAvailable in Kenya
Issued via Solayer
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 22 Oct 2026aging
Net cost per yearat leastKES 5,450You pay per yearnet per yearExcludes issuance fee, flat charge per foreign payment and conversion feeFees KES 5,450 · Rewards unknown
Rank 11
11
Fasset Card
AvailableAvailable in Kenya
Issued via Third National
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastKES 5,832You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees KES 5,832 · Rewards unknown
Rank 12
12
WaldenPay Card
AvailableAvailable in Kenya
Issued via WaldenPay
- Custodial
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastKES 30,432You pay per yearnet per yearExcludes conversion feeFees KES 30,432 · Rewards unknown
Rank 13
13
Tangem Pay Card
AvailableAvailable in Kenya
Issued via Third National
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastKES 44,936You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees KES 50,936 · Rewards KES 6,000
Apply
Rank 14
14
Fasset Tether Gold Visa Card
AvailableAvailable in Kenya
Issued via Fasset
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card 9.99 USDT · top-up free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Apply
Rank 15
15
Figo Card
AvailableAvailable in Kenya
Issued via Figo
- Self-custody
- Visa
- Virtual only
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Rank 16
16
Hyperbeat Pay Card
AvailableAvailable in Kenya
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Rank 17
17
PEXX Card
AvailableAvailable in Kenya
Issued via PEXX
- Mastercard
- Apple Pay
- Google Pay
Partly verified 28 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Apply
Rank 18
18
Zebec Card
AvailableAvailable in Kenya
Issued via Zebec
- Mastercard
- Virtual only
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee and monthly fee. Not priced by the issuer: FX fee and conversion fee.

Not confirmed for Kenya (118)

We have not confirmed these cards for Kenya yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in Kenya (17)

ARQ Card
Restricted
High risk country: residents or people located there are not eligible to open or maintain an account. Short stays up to 4 weeks may stay accessible.
Source
Based Card
Restricted
Not open to residents of Kenya.
Source
Bitget Wallet Card
Restricted
Not open to residents of Kenya.
Source
Bitrefill Card
Restricted
Not open to residents of Kenya.
Source
Bitwala Card
Restricted
Not open to residents of Kenya.
Source
Coinbase One Card
Restricted
Not open to residents of Kenya.
Source
Exodus Card
Restricted
Not open to residents of Kenya.
Source
Gemini Credit Card
Restricted
Not open to residents of Kenya.
Source
Kinesis Card
Restricted
Not open to residents of Kenya.
Source
Krak Card
Restricted
Not open to residents of Kenya.
Source
Laso Finance Prepaid Card
Restricted
Listed by Laso Finance as an unsupported country.
Source
NAKA+ Visa Platinum Card
Restricted
Persons based in or citizens of Kenya are prohibited persons for NAKA Pay App and its cards.
Source
PlasBit Card
Restricted
Not open to residents of Kenya.
Page no longer available, checked 18 Oct 2026
THORWallet Card
Restricted
Not open to residents of Kenya.
Source
THORWallet IBAN Card
Restricted
Not open to residents of Kenya.
Source
Tonhub Card
Restricted
Not open to residents of Kenya.
Source
Uphold Exa Credit Card
Restricted
Not open to residents of Kenya.
Source

Comparisons for Kenya

Wirex Card vs Tangem Pay Card

Spending something else?

The Finder is set up for Kenya. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for Kenya

Questions about crypto cards in Kenya

Which crypto cards can I get in Kenya?

18 crypto cards are open to residents of Kenya. The top ones in our ranking are WhiteBIT Nova Card, Solid Card and Jupiter Card. Data from October 2026.

What is the cheapest crypto card in Kenya?

No card open to residents of Kenya has a complete yearly cost estimate yet, so we cannot name the cheapest one. A fee we have not found is never counted as zero. Data from October 2026.

Are there crypto cards with no annual fee in Kenya?

Yes. 5 cards available in Kenya have a verified annual fee of zero. First in our ranking: Solid Card, Jupiter Card and BingX Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in Kenya?

6 self-custody cards are available in Kenya. First in our ranking: Solid Card, Wirex Card and Avici Card.

Can I get a physical crypto card in Kenya?

Yes. 1 card available in Kenya is confirmed to ship a physical card there: BIX Card. For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in Kenya?

7 cards available in Kenya state a reward rate. The highest rates with no staking or plan condition: WhiteBIT Nova Card (5%), Solid Card (3%) and BingX Card (2%).

Which crypto cards are not available in Kenya?

17 cards we have checked are not available to residents of Kenya, for example ARQ Card, Based Card, Bitget Wallet Card, Bitrefill Card and Bitwala Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.