Crypto cards in New Zealand

Which crypto and stablecoin cards accept residents of New Zealand, which ship a physical card here, and what each one costs per year in NZD.

22 cards available in New Zealand · 120 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents: 22
verified to ship a physical card: 2
not available here: 11
local currency: NZD

Cards you can get in New Zealand

Ranked the way the Finder ranks by default: NZD 1,000 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending

Rank 1
1
THORWallet Card
AvailableAvailable in New Zealand
Issued via Unblock
- Self-custody
- Mastercard
- Virtual + physical
Lowest estimated net cost here at this spending level.
Partly verified 15 Oct 2026aging
Net cost per yearNZD 147You pay per yearnet per yearFees NZD 207 · Rewards NZD 60
Apply
Rank 2
2
CoinZoom Card
AvailableAvailable in New Zealand
Issued via CoinZoom
- Custodial
- Visa
- Virtual + physical
- Google Pay
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
Partly verified 15 Oct 2026aging
Net cost per yearNZD 179You pay per yearnet per yearFees NZD 179 · Rewards NZD 0
Apply
Rank 3
3
WhiteBIT Nova Card
AvailableAvailable in New Zealand
Issued via Hash Bank
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+NZD 351Rewards come to more than the fees countedgain per yearExcludes FX feeFees NZD 180 · Rewards NZD 531
Rank 4
4
ether.fi Cash
AvailableAvailable in New Zealand
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+NZD 324Rewards come to more than the fees countedgain per yearExcludes annual fee, monthly fee and conversion feeFees NZD 36 · Rewards NZD 360
Rank 5
5
Solid Card
AvailableAvailable in New Zealand
Issued via Solid
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+NZD 288Rewards come to more than the fees countedgain per yearExcludes conversion feeFees NZD 72 · Rewards NZD 360
Rank 6
6
Jupiter Card
AvailableAvailable in New Zealand
Issued via Rain and DCS
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+NZD 204Rewards come to more than the fees countedgain per yearExcludes issuance fee and conversion feeFees NZD 36 · Rewards NZD 240
Rank 7
7
COCA Card
AvailableAvailable in New Zealand
Issued via COCA
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+NZD 120Rewards come to more than the fees countedgain per yearExcludes conversion feeFees NZD 0 · Rewards NZD 120
Rank 8
8
BingX Card
AvailableAvailable in New Zealand
Issued via Wirex
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+NZD 60Rewards come to more than the fees countedgain per yearExcludes FX feeFees NZD 180 · Rewards NZD 240
Apply
Rank 9
9
Wirex Card
AvailableAvailable in New Zealand
Issued via Wirex
- Self-custody
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+NZD 60Rewards come to more than the fees countedgain per yearExcludes issuance feeFees NZD 0 · Rewards NZD 60
Apply
Rank 10
10
SafePal Card
AvailableAvailable in New Zealand
Issued via SafePal and Fiat24
- Mastercard
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 28 Oct 2026aging
Net cost per yearat leastNZD 36You pay per yearnet per yearExcludes 4 itemsFees NZD 36 · Rewards unknown
Rank 11
11
BIX Card
AvailableAvailable in New Zealand
Issued via BIX
- Hybrid custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastNZD 42You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees NZD 42 · Rewards unknown
Rank 12
12
Avici Card
AvailableAvailable in New Zealand
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastNZD 53You pay per yearnet per yearExcludes conversion feeFees NZD 53 · Rewards unknown
Apply
Rank 13
13
Fasset Card
AvailableAvailable in New Zealand
Issued via Third National
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastNZD 114You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees NZD 114 · Rewards unknown
Rank 14
14
THORWallet IBAN Card
AvailableAvailable in New Zealand
Issued via THORWallet
- Hybrid custody
- Mastercard
- Virtual only
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastNZD 156You pay per yearnet per yearExcludes conversion feeFees NZD 156 · Rewards unknown
Rank 15
15
Tangem Pay Card
AvailableAvailable in New Zealand
Issued via Third National
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastNZD 593You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees NZD 713 · Rewards NZD 120
Apply
Rank 16
16
WaldenPay Card
AvailableAvailable in New Zealand
Issued via WaldenPay
- Custodial
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastNZD 606You pay per yearnet per yearExcludes conversion feeFees NZD 606 · Rewards unknown
Rank 17
17
Fasset Tether Gold Visa Card
AvailableAvailable in New Zealand
Issued via Fasset
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card 9.99 USDT · top-up free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Apply
Rank 18
18
Tonhub Card
AvailableAvailable in New Zealand
Issued via Tonhub
- Self-custody
- Virtual only
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free · top-up free. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
Rank 19
19
Volet.com Card
AvailableAvailable in New Zealand
Issued via Volet.com
- Virtual + physical
Partly verified 28 Oct 2026
Net cost per yearNo estimateKnown: account fee free · purchase fee free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Rank 20
20
Figo Card
AvailableAvailable in New Zealand
Issued via Figo
- Self-custody
- Visa
- Virtual only
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Rank 21
21
Hyperbeat Pay Card
AvailableAvailable in New Zealand
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Rank 22
22
Uphold Exa Credit Card
AvailableAvailable in New Zealand
Issued via Third National
- Visa
- Virtual only
- Apple Pay
- Google Pay
No estimate yet: this card's fees are not verified.
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateNo fee details yet

Not confirmed for New Zealand (120)

We have not confirmed these cards for New Zealand yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in New Zealand (11)

Based Card
Restricted
Not open to residents of New Zealand.
Source
Bitget Wallet Card
Restricted
Not open to residents of New Zealand.
Source
Bitrefill Card
Restricted
Not open to residents of New Zealand.
Source
Bitunix Card
Restricted
Not open to residents of New Zealand.
Source
Coinbase One Card
Restricted
Not open to residents of New Zealand.
Source
Exodus Card
Restricted
Not open to residents of New Zealand.
Source
Gemini Credit Card
Restricted
Not open to residents of New Zealand.
Source
Kinesis Card
Restricted
Not open to residents of New Zealand.
Source
Krak Card
Restricted
Not open to residents of New Zealand.
Source
PEXX Card
Restricted
Not open to residents of New Zealand.
Source
Solayer Pay Card
Restricted
Not open to residents of New Zealand.
Source

Comparisons for New Zealand

Wirex Card vs Tangem Pay Card

Spending something else?

The Finder is set up for New Zealand. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for New Zealand

Questions about crypto cards in New Zealand

Which crypto cards can I get in New Zealand?

22 crypto cards are open to residents of New Zealand. The top ones in our ranking are THORWallet Card, CoinZoom Card and WhiteBIT Nova Card. Data from October 2026.

What is the cheapest crypto card in New Zealand?

THORWallet Card has the lowest estimated net cost among the cards with complete fee data: about NZD 147 a year. That assumes NZD 1,000 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in New Zealand?

Yes. 9 cards available in New Zealand have a verified annual fee of zero. First in our ranking: THORWallet Card, CoinZoom Card and Solid Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in New Zealand?

10 self-custody cards are available in New Zealand. First in our ranking: THORWallet Card, ether.fi Cash and Solid Card.

Can I get a physical crypto card in New Zealand?

Yes. 2 cards available in New Zealand are confirmed to ship a physical card there. First in our ranking: ether.fi Cash and BIX Card. For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in New Zealand?

10 cards available in New Zealand state a reward rate. The highest rates with no staking or plan condition: WhiteBIT Nova Card (5%), Solid Card (3%) and ether.fi Cash (3%).

Which crypto cards are not available in New Zealand?

11 cards we have checked are not available to residents of New Zealand, for example Based Card, Bitget Wallet Card, Bitrefill Card, Bitunix Card and Coinbase One Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.