Crypto cards in South Africa

Which crypto and stablecoin cards accept residents of South Africa, which ship a physical card here, and what each one costs per year in ZAR.

22 cards available in South Africa · 119 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents: 22
verified to ship a physical card: 3
not available here: 12
local currency: ZAR

Cards you can get in South Africa

Ranked the way the Finder ranks by default: ZAR 5,000 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending

Rank 1
1
OKX Card
AvailableAvailable in South Africa
- Self-custody
- Virtual only
- Apple Pay
- Google Pay
Lowest estimated net cost here at this spending level.
Partly verified 15 Oct 2026aging
Net cost per yearZAR 60You pay per yearnet per yearFees ZAR 60 · Rewards unknown
Rank 2
2
MEXC Global Card
AvailableAvailable in South Africa
Issued via MEXC
- Custodial
- Visa
- Virtual only
- Apple Pay
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
Partly verified 15 Oct 2026aging
Net cost per yearZAR 600You pay per yearnet per yearFees ZAR 600 · Rewards ZAR 0
Apply
Rank 3
3
CoinZoom Card
AvailableAvailable in South Africa
Issued via CoinZoom
- Custodial
- Visa
- Virtual + physical
- Google Pay
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
Partly verified 15 Oct 2026aging
Net cost per yearZAR 894You pay per yearnet per yearFees ZAR 894 · Rewards ZAR 0
Apply
Rank 4
4
ether.fi Cash
AvailableAvailable in South Africa
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ZAR 1,565Rewards come to more than the fees countedgain per yearExcludes annual fee, monthly fee and conversion feeFees ZAR 235 · Rewards ZAR 1,800
Rank 5
5
Solid Card
AvailableAvailable in South Africa
Issued via Solid
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ZAR 1,440Rewards come to more than the fees countedgain per yearExcludes conversion feeFees ZAR 360 · Rewards ZAR 1,800
Rank 6
6
Bitget Wallet Card
AvailableAvailable in South Africa
Issued via Bitget Wallet
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 28 Oct 2026aging
Net gain per yearup to+ZAR 1,200Rewards come to more than the fees countedgain per yearExcludes issuance fee, FX fee and conversion feeFees ZAR 0 · Rewards ZAR 1,200
Rank 7
7
Jupiter Card
AvailableAvailable in South Africa
Issued via Rain and DCS
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ZAR 1,020Rewards come to more than the fees countedgain per yearExcludes issuance fee and conversion feeFees ZAR 180 · Rewards ZAR 1,200
Rank 8
8
BingX Card
AvailableAvailable in South Africa
Issued via Wirex
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ZAR 300Rewards come to more than the fees countedgain per yearExcludes FX feeFees ZAR 900 · Rewards ZAR 1,200
Apply
Rank 9
9
Wirex Card
AvailableAvailable in South Africa
Issued via Wirex
- Self-custody
- Virtual + physical
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ZAR 300Rewards come to more than the fees countedgain per yearExcludes issuance feeFees ZAR 0 · Rewards ZAR 300
Apply
Rank 10
10
Pulsar Money Card
AvailableAvailable in South Africa
Issued via Pulsar Money
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net gain per yearup to+ZAR 120Rewards come to more than the fees countedgain per yearExcludes conversion feeFees ZAR 180 · Rewards ZAR 300
Rank 11
11
BIX Card
AvailableAvailable in South Africa
Issued via BIX
- Hybrid custody
- Visa
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastZAR 235You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees ZAR 235 · Rewards unknown
Rank 12
12
Raenest USD Card
AvailableAvailable in South Africa
Issued via Third National
- Custodial
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastZAR 376You pay per yearnet per yearExcludes flat charge per foreign payment and conversion feeFees ZAR 376 · Rewards unknown
Apply
Rank 13
13
Avici Card
AvailableAvailable in South Africa
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastZAR 492You pay per yearnet per yearExcludes conversion feeFees ZAR 492 · Rewards unknown
Apply
Rank 14
14
Fasset Card
AvailableAvailable in South Africa
Issued via Third National
- Custodial
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastZAR 595You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees ZAR 595 · Rewards unknown
Rank 15
15
WaldenPay Card
AvailableAvailable in South Africa
Issued via WaldenPay
- Custodial
- Virtual only
- Apple Pay
- Google Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastZAR 3,055You pay per yearnet per yearExcludes conversion feeFees ZAR 3,055 · Rewards unknown
Rank 16
16
Tangem Pay Card
AvailableAvailable in South Africa
Issued via Third National
- Self-custody
- Visa
- Virtual only
- Apple Pay
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastZAR 5,766You pay per yearnet per yearExcludes annual fee, monthly fee and conversion feeFees ZAR 6,366 · Rewards ZAR 600
Apply
Rank 17
17
Swissquote Debit Mastercard (Switzerland)
AvailableAvailable in South Africa
Issued via Swissquote
- Custodial
- Mastercard
- Virtual + physical
- Ships here
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
Partly verified 15 Oct 2026aging
Net cost per yearat leastZAR 9,880You pay per yearnet per yearExcludes issuance fee, annual fee and monthly feeFees ZAR 10,030 · Rewards ZAR 150
Rank 18
18
Fasset Tether Gold Visa Card
AvailableAvailable in South Africa
Issued via Fasset
- Visa
- Virtual + physical
- Apple Pay
- Google Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card 9.99 USDT · top-up free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Apply
Rank 19
19
Figo Card
AvailableAvailable in South Africa
Issued via Figo
- Self-custody
- Visa
- Virtual only
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Rank 20
20
Hyperbeat Pay Card
AvailableAvailable in South Africa
Issued via Third National
- Self-custody
- Visa
- Virtual + physical
- Apple Pay
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee and conversion fee. Not priced by the issuer: FX fee.
Rank 21
21
PEXX Card
AvailableAvailable in South Africa
Issued via PEXX
- Mastercard
- Apple Pay
- Google Pay
Partly verified 28 Oct 2026aging
Net cost per yearNo estimateKnown: top-up free. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
Apply
Rank 22
22
Uphold Exa Credit Card
AvailableAvailable in South Africa
Issued via Third National
- Visa
- Virtual only
- Apple Pay
- Google Pay
No estimate yet: this card's fees are not verified.
Partly verified 15 Oct 2026aging
Net cost per yearNo estimateNo fee details yet

Not confirmed for South Africa (119)

We have not confirmed these cards for South Africa yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in South Africa (12)

Based Card
Restricted
Not open to residents of South Africa.
Source
Bitrefill Card
Restricted
Not open to residents of South Africa.
Source
Bitwala Card
Restricted
Not open to residents of South Africa.
Source
Coinbase One Card
Restricted
Not open to residents of South Africa.
Source
Exodus Card
Restricted
Not open to residents of South Africa.
Source
Gemini Credit Card
Restricted
Not open to residents of South Africa.
Source
Kinesis Card
Restricted
Not open to residents of South Africa.
Source
Krak Card
Restricted
Not open to residents of South Africa.
Source
NAKA+ Visa Platinum Card
Restricted
Persons based in or citizens of South Africa are prohibited persons for NAKA Pay App and its cards.
Source
Solayer Pay Card
Restricted
Not open to residents of South Africa.
Source
SolCard
Restricted
Not open to residents of South Africa.
Source
Tonhub Card
Restricted
Not open to residents of South Africa.
Source

Comparisons for South Africa

OKX Card vs Wirex Card OKX Card vs Tangem Pay Card Wirex Card vs Tangem Pay Card

Spending something else?

The Finder is set up for South Africa. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for South Africa

Questions about crypto cards in South Africa

Which crypto cards can I get in South Africa?

22 crypto cards are open to residents of South Africa. The top ones in our ranking are OKX Card, MEXC Global Card and CoinZoom Card. Data from October 2026.

What is the cheapest crypto card in South Africa?

OKX Card has the lowest estimated net cost among the cards with complete fee data: about ZAR 60 a year. That assumes ZAR 5,000 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in South Africa?

Yes. 9 cards available in South Africa have a verified annual fee of zero. First in our ranking: OKX Card, MEXC Global Card and CoinZoom Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in South Africa?

8 self-custody cards are available in South Africa. First in our ranking: OKX Card, ether.fi Cash and Solid Card.

Can I get a physical crypto card in South Africa?

Yes. 3 cards available in South Africa are confirmed to ship a physical card there. First in our ranking: ether.fi Cash, BIX Card and Swissquote Debit Mastercard (Switzerland). For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in South Africa?

11 cards available in South Africa state a reward rate. The highest rates with no staking or plan condition: Solid Card (3%), ether.fi Cash (3%) and BingX Card (2%).

Which crypto cards are not available in South Africa?

12 cards we have checked are not available to residents of South Africa, for example Based Card, Bitrefill Card, Bitwala Card, Coinbase One Card and Exodus Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.