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Crypto cards in the United States

Which crypto and stablecoin cards accept residents of the United States, which ship a physical card here, and what each one costs per year in USD.

25 cards available in the United States · 100 not confirmed

Data updated 28 Oct 2026 · Costs converted with exchange rates. Source: ECB euro reference rates and Rates By Exchange Rate API (open.er-api.com), 30 Sept 2026.

open to residents
25
verified to ship a physical card
2
not available here
28
local currency
USD

Cards you can get in the United States

Ranked the way the Finder ranks by default: USD 500 a month, 30% in a foreign currency, staking rewards left out.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

Use my own spending
  1. 1

    THORWallet Card

    Available
    • Self-custody
    • Mastercard
    • Virtual + physical

    Lowest estimated net cost here at this spending level.

    Partly verified 15 Oct 2026
    USD 74net per year
    Apply
  2. 2

    CoinZoom Card

    Available
    • Custodial
    • Visa
    • Virtual + physical
    • Google Pay

    Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.

    Partly verified 15 Oct 2026
    USD 89net per year
    Apply
  3. 3

    Coinbase One Card

    Available
    • Virtual + physical
    • Apple Pay
    • Google Pay
    • Ships here

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+USD 120gain per yearExcludes conversion fee
  4. 4

    Gemini Credit Card

    Available
    • Mastercard
    • Physical only
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+USD 60gain per yearExcludes issuance fee and conversion fee
  5. 5

    Kinesis Card

    Available
    • Custodial
    • Visa
    • Virtual only
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+USD 43gain per yearExcludes FX fee
  6. 6

    Crypto.com Visa Signature Credit Card

    Available
    • Visa
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+USD 36gain per yearExcludes issuance fee and conversion fee
  7. 7

    Pulsar Money Card

    Available
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    up to+USD 12gain per yearExcludes conversion fee
  8. 8

    Coinbase Card

    Available
    • Custodial
    • Visa
    • Virtual + physical

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 0net per yearExcludes FX fee and conversion fee
  9. 9

    Exodus Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 28 Oct 2026
    at leastUSD 0net per yearExcludes conversion fee
    Apply
  10. 10

    Fuse Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 0net per yearExcludes conversion fee
    Apply
  11. 11

    Krak Card

    Available
    • Custodial
    • Mastercard
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 0net per yearExcludes conversion fee
    Apply
  12. 12

    CL Card

    Available
    • Hybrid custody
    • Mastercard
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 45net per yearExcludes FX fee
    Apply
  13. 13

    Avici Card

    Available
    • Self-custody
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 48net per yearExcludes conversion fee
    Apply
  14. 14

    Solayer Pay Card

    Available
    • Visa
    • Virtual + physical
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 22 Oct 2026
    at leastUSD 48net per yearExcludes issuance fee, flat charge per foreign payment and conversion fee
  15. 15

    Cash App Card

    Available
    • Custodial
    • Visa
    • Virtual + physical
    • Ships here

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 54net per yearExcludes conversion fee
  16. 16

    Spritz Card

    Available
    • Hybrid custody
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 60net per yearExcludes issuance fee, FX fee and top-up fee
  17. 17

    Fold Debit Card

    Available
    • Custodial
    • Visa
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 135net per yearExcludes FX fee
  18. 18

    VaultLeap Card

    Available
    • Hybrid custody
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 180net per yearExcludes conversion fee
    Apply
  19. 19

    Krak Card (US)

    Available
    • Custodial
    • Visa
    • Virtual + physical
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Checked 15 Oct 2026
    at leastUSD 246net per yearExcludes conversion fee
  20. 20

    WaldenPay Card

    Available
    • Custodial
    • Virtual only
    • Apple Pay
    • Google Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 303net per yearExcludes conversion fee
  21. 21

    Tangem Pay Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay

    Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Partly verified 15 Oct 2026
    at leastUSD 339net per yearExcludes annual fee, monthly fee and conversion fee
    Apply
  22. 22

    Phantom Card

    Available
    • Self-custody
    • Visa
    • Virtual only
    • Apple Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
    Apply
  23. 23

    Uphold Debit Card

    Available
    • Custodial
    • Virtual + physical
    • Apple Pay
    • Google Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card free. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
  24. 24

    Zebec Card

    Available
    • Mastercard
    • Virtual only
    • Apple Pay
    • Google Pay
    Partly verified 15 Oct 2026
    No estimateKnown: card free. Not found on the issuer's pages: annual fee and monthly fee. Not priced by the issuer: FX fee and conversion fee.
  25. 25

    Uphold Exa Credit Card

    Available
    • Visa
    • Virtual only
    • Apple Pay
    • Google Pay

    No estimate yet: this card's fees are not verified.

    Partly verified 15 Oct 2026
    No estimateNo fee details yet
Not confirmed for the United States (100)

We have not confirmed these cards for the United States yet. They are not ranked and have no cost estimate. Not confirmed does not mean not available.

Not available in the United States (28)

  • Based Card

    Restricted

    Not open to residents of the United States.

    Source

  • Bit2Me Card

    Restricted

    Not open to residents of the United States.

    Source

  • Bitget Wallet Card

    Restricted

    Not open to residents of the United States.

    Source

  • BitMart Card

    Restricted

    Named in the list of regions where the card is not available to residents

    Source

  • Bitrefill Card

    Restricted

    Citizens are ineligible regardless of residency.

    Source

  • Bitunix Card

    Restricted

    Not open to residents of the United States.

    Source

  • Bitwala Card

    Restricted

    Not open to residents of the United States.

    Source

  • Bringin Card

    Restricted

    US Persons are excluded (US citizens and residents, tax residents, people located in the US), except US citizens who live in the EEA or Switzerland.

    Source

  • Cashi Card

    Restricted

    Not open to residents of the United States.

    Source

  • El Dorado Card

    Restricted

    Not open to residents of the United States.

    Source

  • Ethena Pay Card

    Restricted

    The Spend Card is not offered to U.S. persons.

    Source

  • Fasset Tether Gold Visa Card

    Restricted

    Not open to residents of the United States.

    Source

  • Girin Card

    Restricted

    Not open to residents of the United States.

    Source

  • LinkPay Card

    Restricted

    Not open to residents of the United States.

    Source

  • MetaMask Card

    Restricted

    New sign-ups are temporarily paused; existing card holders can continue using their cards.

    Source

  • OKX Card

    Restricted

    OKX Cardholder Agreement excludes persons located in, or citizens of, the United States of America (including its territories).

    Source

  • Oobit Card

    Restricted

    Card is intended for those outside the United States; applicants attest they are not US citizens.

    Source

  • PayFun Card

    Restricted

    Listed as unavailable for registration or service access.

    Source

  • PEXX Card

    Restricted

    Not open to residents of the United States.

    Source

  • PlasBit Card

    Restricted

    Not open to residents of the United States.

    Page no longer available, checked 18 Oct 2026

  • RedotPay Card

    Restricted

    Residents are ineligible for cards (card issuance restrictions page); citizens cannot complete identity verification (unsupported countries page).

    Source

  • SolCard

    Restricted

    Not open to residents of the United States.

    Source

  • Tonhub Card

    Restricted

    Not open to residents of the United States.

    Source

  • UUPAY Card

    Restricted

    Virtual and physical cards are not issued to holders of identity documents from this country.

    Source

  • WhiteBIT Nova Card

    Restricted

    Not open to residents of the United States.

    Source

  • Xapo Bank Card

    Restricted

    Not open to residents of the United States.

    Source

  • XBO Card

    Restricted

    Site notice: XBO does not offer its services to residents of United States

    Source

  • Zoomex Card

    Restricted

    Residence is on the unsupported list and this nationality is a restricted nationality for KYC.

    Source

Comparisons for the United States

Coinbase Card vs Coinbase One CardCoinbase Card vs Tangem Pay CardCoinbase Card vs Gemini Credit CardCoinbase Card vs Crypto.com Visa Signature Credit CardCoinbase One Card vs Tangem Pay CardCoinbase One Card vs Gemini Credit Card

Spending something else?

The Finder is set up for the United States. Change your monthly spend, your share in foreign currencies and the features you need, and the ranking updates.

Open the Finder for the United States

Questions about crypto cards in the United States

Which crypto cards can I get in the United States?

25 crypto cards are open to residents of the United States. The top ones in our ranking are THORWallet Card, CoinZoom Card and Coinbase One Card. Data from October 2026.

What is the cheapest crypto card in the United States?

THORWallet Card has the lowest estimated net cost among the cards with complete fee data: about USD 74 a year. That assumes USD 500 a month, 30% of it spent in other currencies, and no staking rewards. Data from October 2026.

Are there crypto cards with no annual fee in the United States?

Yes. 13 cards available in the United States have a verified annual fee of zero. First in our ranking: THORWallet Card, CoinZoom Card and Coinbase One Card. Cards whose annual fee we have not verified are not counted.

Which self-custody crypto cards work in the United States?

6 self-custody cards are available in the United States. First in our ranking: THORWallet Card, Exodus Card and Fuse Card.

Can I get a physical crypto card in the United States?

Yes. 2 cards available in the United States are confirmed to ship a physical card there. First in our ranking: Coinbase One Card and Cash App Card. For the others, shipping there is not confirmed.

Which crypto cards earn rewards or cashback in the United States?

12 cards available in the United States state a reward rate. The highest rates with no staking or plan condition: Coinbase One Card (2%), Kinesis Card (2%) and Crypto.com Visa Signature Credit Card (1.5%).

Which crypto cards are not available in the United States?

28 cards we have checked are not available to residents of the United States, for example Based Card, Bit2Me Card, Bitget Wallet Card, BitMart Card and Bitrefill Card. The reason for each is listed on this page. Data from October 2026.

How does Cardsbench rank crypto cards?

We rank cards by their estimated net cost per year at your spending: fees minus rewards, in your local currency. A fee the issuer does not list is never counted as zero, so a card with missing fees shows a partial estimate or none. Affiliate links never affect the order.

How we rank cards and estimate costsAffiliate links never change a card's rank.